There are two potential ways to take care of your student loan payments while you are serving overseas:
- You may qualify to postpone (defer) your loan payments until you return from your two years service
- You can raise additional funds to cover your loan payments while you are serving
You may qualify for deferment (postponement) or forbearance during your service. Since educational loans come from hundreds of different banks and institutions (providers), arranging to get your school loan payments deferred or for forbearance should be done directly with your loan provider(s).
In most cases, simply adding your loan payments to your living expenses is how volunteers cover their loan payments while serving overseas. This process usually involves applying with your loan provider to qualify for an 'income based payment schedule.' This will make your loan payments to be no more than $200/mo while your are serving overseas. GoCorps partnering organizations will then help you set your budget to include sufficient funds to cover your loan payments while you are serving overseas.
In addition, learn more about the $5000 loan forgiveness available for GoCorps goers.
Yes. GoCorps goers raise their own financial support. Goers receive professional training on how to raise support during the GoCorps Orientation Week and coaching throughout the summer as they are raising the funds for their placement overseas. By following the GoCorps fundraising process, most goers have their full funding within ten weeks!
Note: For many people, this is the main deterrent that keeps them from pursuing the type of overseas placements that we list with GoCorps. We completely understand that many of you have questions either to your ability to raise this amount of money or your desire to enter the fundraising process. It is normal to have to have the feelings you're feeling. We simply offer you two things to consider:
1. Of all of the goers we've sent in the past three years, most have had the same feelings you're feeling, but by the end of the process, most have found that the fundraising process was an exciting, faith-building, call-confirming experience that they would not trade!
2. GoCorps places a high priority on giving all of our goers the best training, materials and coaching available to ensure that their fundraising process will be successful and quick!
Finally - we implore you not to let an aversion to fundraising be the reason why you don't pursue a placement with GoCorps. If you are excited about the idea of serving globally while making a difference and using your degree or a skill-set you have, then don't let fundraising be the reason you don't apply.
While each GoCorps placement is very different, there are also some very common elements to each GoCorps placement. In each place of service, language learning and developing relationships are two of your core activities. All work and ministry is based off of making friends and developing relationships with locals in the area where volunteers are placed.
Other activities of a typical day for a Goer include:
- Personal devotions
- Team meetings and planning sessions
- Work on the specific project of your two year assignment
- Going to the market to buy some food for dinner
- Hanging out one on one with a new friend to do a Bible exploration study
- Prayer and worship time with co-workers
You will have the opportunity to serve in some of the least reached places of the world, learn skill sets that include language acquisition, cultural sensitivity, leadership development, multi-cultural teamwork and living missionally. Further benefits of GoCorps service include:
>> An expedited process to go from application to overseas in less than seven months (versus the average of 18-24 months)
>> A single application form that works for all partnering organizations
>> Student loan forgiveness of $5000
GoCorps is for young adults in their 20s.
For each of the GoCorps tracks of service, your motivation, commitment to service, passion for Christ and a posture of humility are the primary requirements. Previous missions and cross cultural experience or Christian service is helpful. Teamwork, flexibility, and a positive attitude are all important for success overseas. GoCorps offers ten different tracks through which you could use your gifts and abilities to serve globally:
- University Outreach
Absolutely. All Goers participate in GoCorps Orientation Week (GoWeek) as their first step toward going overseas after they've received their overseas placement assignment. This is where you will receive training in raising your funds and your sending team. You will also receive additional location and track specific training through your sending organization. Once on the field, each GoCorps Goer will receive ongoing training throughout their two years of service.
In order to apply for a GoCorps placement, you must:
1. Be between the ages of 21-30
2. Have either:
A. A bachelor’s degree from an accredited college or university OR
B. Work and/or education experience that equip you for the track of service you area applying for
3. Be a U.S. citizen or permanent legal resident.
GoCorps accepts applicants from all academic majors, programs, and professional backgrounds and experiences.
Yes! If you are married (or soon to be married), you can be Goers with GoCorps. All of our sending partners require that married couples are married for 1 year before moving overseas. That means, the best time to apply for a GoCorps placement is in the year after your wedding. If you have already been married for more than a year and are in your twenties and are interested in serving through GoCorps, we invite you to apply right away.
If there is a significant family event (wedding, funeral, etc), it is usually possible for you to fly home for a visit once during your two year commitment. All travel and time-off is coordinated through your team leader based on the policies of the sending partner that you are serving under. In most cases, you will travel to other regions or countries in your region for times of retreat, training, special ministry opportunities or to renew your visa. If you have a significant event that you know you would like to fly back for during your time as a Goer, ask about this during your interview and communication with your potential sending partner.
Yes! Here's how it'd work: In many cases, it is possible to re-arrange the timing of your final exams to enable you to attend GoWeek and so we will help you work with your professors to make the arrangements in order to attend the most important parts of GoWeek (Tue or Wed).
No, you do not need to have a university degree to be eligible for a GoCorps placement. If you do not have a university degree, you must be at least 20 years old and have work and/or education experience that equips you for the track of service you are applying for.
In most cases, it is possible for GoCorps goers to host visitors (family and/or friends) while they are serving.
Yes, dating is allowed. In general, Goers are allowed to date while they are on the field. Because each partnering organization has slightly different policies on dating and other items that affect serving within a team context, the specifics should be discussed with the person who is doing your interview.
The level and quality of internet access is dependent upon each location and track of service. In general, however, most of our locations have consistent internet access for emailing and skyping with friends and family. Part of the ministry that you will be doing in your location will be to keep your friends, family and ministry partnership team informed and praying for you, and this will be done primarily through emails, facebook, blogging and when possible, skype and phone calls.